Tuesday, February 17, 2009

Roof Leaks

When you notice the slight roof leak and you call a company to investigate you should be aware of some important issues

Is the damage that you are calling on caused by wind driven rain or wind. If so the likelihood is that it will be covered by your homeowners insurance policy. In the event your insurance restoration contractor wants to tarp the roof always ask how much the repair will be in advance. We will see if the company that will normally do the roof tarp can fix the leak for the same price or less than the cost of a tarp. Although this is not a new roof it cuts the cost tremendously.

In the event you tarp be sure that the tarping does not cause additional damage to your roof. Many times an ill prepared contractor will drive nails into the roof which causes additional damage. This may be the only way to do the tarping but always see if there is another way such as tying the tarp or holding it with sand bags.

In the event the roof leak is caused due to normal wear and tear or construction defect the claim will be turned down. The cause statement issued to the insurance company is an important document when it comes to coverage.

Choose a reputable company that knows insurance restoration and has been in the industry for years with adequate insurance restoration experience. This alone will insure that the work done on your home fits in to the parameters of the insurance claim.

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